Change Jar Savings - 2008 January

Investment Risk – How much risk should I have?

January 7, 2008 By Jim Leave a Comment

Investing has risk. That is a given. But how much risk should you take on. Are you a throw caution to the wind type who invests which ever way the wind blows? Or are you out to make quick money? Or are you slow and methodical like the tortoise? Here is a piece of advice [...]

Filed Under: Investing

Spend Less, Keep your Money, Get it Back

January 3, 2008 By Jim Leave a Comment

Simple Steps to Spending Less 1. Buy generic or store brand. I used to work for SuperValu distribution center, a grocery supplier. I saw the trucks unload the name brand sugar, coffee, and other items. I was amazed the as I saw a pallets of store brand coming of the same truck from the same [...]

Filed Under: Home, Lifestyle, Shopping

Paying on time

January 3, 2008 By Jim Leave a Comment

I get paid twice a month, the 15th and the last day. Back in September We ran across a clearance on polo shirts at Kohl’s. Polo shirts are my uniform at work and at$4.80 each. It was too good to pass up. But it was September 10th. My wife said to put it on the [...]

Filed Under: Debt Management

Found Money is “Fun” No make that “Zen” Money

January 2, 2008 By Jim Leave a Comment

Several years ago my wife and I had some unexpected cash. I do not remember where it came from but that does not matter. She said that it was found money so it is “fun” money and should be spent on something we want but could not or would not buy normally. While this does [...]

Filed Under: Debt Management