Change Jar Savings

Paper or Plastic?

December 8, 2007 By Jim 1 Comment

Years ago you only had one choice, paper. Then grocery stores started to ask paper or plastic. Today most stores just offer plastic bags. Even the big grocery stores primarily use plastic. Yet today we are again being asked paper or plastic. And plastic wants us to think paper is old fashion. I am no [...]

Filed Under: Debt Management, Green Living

“The way you act today can affect the way you are tomorrow.”

December 3, 2007 By Jim 1 Comment

I ran across the following quote today. “The way you act today can affect the way you are tomorrow.” I was not planning on posting today but the powerful message this delivers inspired me. I would, however, change only one thing, the word “CAN” should be “WILL”. “The way you act today” WILL “affect the [...]

Filed Under: Debt Management, Emergency Fund, Goals

What’s the Plan?

November 30, 2007 By Jim 2 Comments

As I sat thinking about what to write about for this weeks post, I had several ideas. I want to continue to lay the ground work of what this blog is about, I also want to keep fresh ideas coming in. So, instead of working on this post I was looking at other personal finance [...]

Filed Under: Debt Management, Goals

Christmas Tipping

November 22, 2007 By Jim Leave a Comment

It is that time of the year, where the holidays are here and the question becomes how much should I tip? Who should I tip? While it may make you feel good to tip, you may be causing the person you tip hardship. Matter in fact I know you are. I know I am going [...]

Filed Under: Debt Management, Goals, Taxes

Take it Easy. Sloth is Green.

November 16, 2007 By Jim Leave a Comment

Planet Green has a “list of things to NOT do to save on energy and carbon, proving that it’s not hard to be green, it’s easy.” I may add some of them save money as well. I personally like: 4. Mow your lawn less often (LESS Gas.) 8. Cut down on your shopping trips (Less [...]

Filed Under: Debt Management, General Tips, Green Living