Found Money is “Fun” No make that “Zen” Money

Wednesday, 2 January 2008, 12:26 | Category : PF - Debt
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Several years ago my wife and I had some unexpected cash. I do not remember where it came from but that does not matter. She said that it was found money so it is “fun” money and should be spent on something we want but could not or would not buy normally. While this does [...]

Paper or Plastic?

Saturday, 8 December 2007, 12:44 | Category : Living - Frugal, Living - Green, PF - Debt, PF - Saving Money
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Years ago you only had one choice, paper. Then grocery stores started to ask paper or plastic. Today most stores just offer plastic bags. Even the big grocery stores primarily use plastic.
Yet today we are again being asked paper or plastic. And plastic wants us to think paper is old fashion. I am no longer [...]

“The way you act today can affect the way you are tomorrow.”

Monday, 3 December 2007, 9:55 | Category : Living - Frugal, PF - Debt, PF - Emergency Fund, PF - Goals, PF - Saving Money
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I ran across the following quote today. “The way you act today can affect the way you are tomorrow.”
I was not planning on posting today but the powerful message this delivers inspired me. I would, however, change only one thing, the word “CAN” should be “WILL”.
“The way you act today” WILL “affect the way you [...]

What’s the Plan?

Friday, 30 November 2007, 11:08 | Category : Living - Frugal, PF - Debt, PF - Goals, PF - Saving Money
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As I sat thinking about what to write about for this weeks post, I had several ideas. I want to continue to lay the ground work of what this blog is about, I also want to keep fresh ideas coming in. So, instead of working on this post I was looking at other personal finance [...]

Freezing Your Credit (aka Cold Hard Credit?)

Tuesday, 13 November 2007, 11:30 | Category : PF - Debt
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Is having the credit card on you making to easy to use? And blowing your finances? Do you go to a store and find something you have to have but don’t have the cash? Do you then take out the credit card? Do you carry the credit card for emergencies and use it to buy [...]